Chapter 7 Bankruptcy
If you your bills far outweigh your income, bankruptcy may be the answer for you. Chapter 7 bankruptcy wipes out most consumer debt, including medical bills, credit card debt, personal loans, store accounts, and lawsuits.  

Your belongings
There are two factors that normally determine whether you can keep big ticket items such as your car or home. First, you must stay current with your payments. Second, you must be able to protect any equity. We will help you determine if there may be issues keeping your car or home. Provided these two factors are satisfied, you will probably have no issue.

Your car and house
Bankruptcy requires full disclosure. You must list all your belongings when you file bankruptcy. Most people who file Chapter 7 bankruptcy may keep all of their belongings. California has two sets of laws aimed at protecting your belongings, and it is extremely unlikely you will lose your clothes, furniture, appliances or electronics.

Also Of interest:

We are a federally designated Debt Relief Agency under the United States Bankruptcy laws. We assist people with finding solutions to their debt problems, including, where appropriate, assisting them with the filing of petitions for relief under the United States Bankruptcy Code.